International Travel Health Insurance

For individuals traveling outside home country, excluding the U.S.

International travel health insurance plans provide the coverage while traveling outside the home country. The plans listed in this section are applicable if your travel does not include the U.S. International travel health insurance generally provides medical insurance in case of new medical conditions, injuries and accidents. Most of the international travel health insurance plans provide other travel related coverages such as emergency medical evacuation, repatriation of mortal remains, loss of checked luggage and so on. However, each plan is different and you should thoroughly compare various international travel health insurance plans to choose the one most suitable for your specific needs.

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Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • Evacuation
    $1,000,000
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • Evacuation
    $1,000,000
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Medical Coverage

Schedule Benefits

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • Evacuation
    $50,000, only for under 70
  • Repatriation
    $7,500
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • Evacuation
    $1,000,000
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Medical Coverage

To policy maximum

Direct Billing

Through United Healthcare PPO Network

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • US Urgent Care
    $25 copay in-network, $50 copay out-of-network
  • Walk-In Clinic
    $15 copay in-network, $25 copay out-of-network
  • Evacuation
    $25,000
  • Repatriation
    $25,000
  • COVID-19
    Included

Plan Details

Patriot International Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More
  • Evacuation
    To policy maximum
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Safe Travels International Cost Saver

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

Unexpected recurrence of a pre-existing condition coverage

Unexpected recurrence of a pre-existing condition coverage: coverage to $1,000 for ages <70 Learn More coverage to $1,000 for ages <70 Learn More
  • Evacuation
    $1,000,000. Medically Necessary Repatriation up to $15,000.
  • Repatriation
    $50,000
  • COVID-19
    Excluded

Plan Details

Beacon International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • Evacuation
    To policy maximum
  • Repatriation
    $50,000
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Safe Travels International

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, plan pays Usual, Reasonable and Customary to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: coverage to $2,500 for ages <70 Learn More coverage to $2,500 for ages <70 Learn More
  • Evacuation
    $1,000,000. Medically Necessary Repatriation up to $15,000.
  • Repatriation
    $50,000
  • COVID-19
    Included

Plan Details

Diplomat LT

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • Evacuation
    $250,000
  • Repatriation
    $50,000
  • COVID-19
    Included

Plan Details

GlobeHopper® Senior Single-Trip

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

Sudden and unexpected reoccurrence of pre-existing conditions coverage

Sudden and unexpected reoccurrence of pre-existing conditions coverage: $2,500 Learn More $2,500 Learn More
  • Evacuation
    $250,000
  • Repatriation
    $50,000
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • Evacuation
    $1,000,000
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Atlas Essential International

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, plan pays Usual, Reasonable, and Customary to policy maximum.

Medical Coverage

To policy maximum
  • Evacuation
    $500,000
  • Repatriation
    $25,000
  • COVID-19
    Included

Plan Details

Atlas Premium International

Underwriter: Lloyd's

Coverage Availability 5 Days to 12 Months

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Medical Coverage

To policy maximum

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • Evacuation
    $1,000,000
  • Repatriation
    To policy maximum
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Medical Coverage

Schedule Benefits

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • Evacuation
    $50,000, only for under 70
  • Repatriation
    $7,500
  • COVID-19
    Included

Plan Details

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